We’re on the brink of a revolutionary new ‘machine-to-machine’ (M2M) economy, in which an IoT comprised of autonomous vehicles, drones, robots, and decentralized organizations will utilize blockchain technology and self-executing (smart) contracts to transact and distribute micropayments without the need for human involvement. But how many financial institutions are actually working on an IoT strategy for connecting M2M transactions to the physical world, in order to prepare for this new customer segment of machines?